Minibus Coverage Options
Choose the right protection level for your operation
🛡️
Comprehensive Cover
Full protection covering your minibus, other vehicles, and third-party property.
Key Features:
- ✓ Accidental damage
- ✓ Third-party liability
- ✓ Fire and theft
- ✓ Windscreen cover
- ✓ Roadside assist
🔥
Third Party, Fire & Theft
Mid-range cover protecting against fire, theft, and third-party liability.
Key Features:
- ✓ Third-party liability
- ✓ Fire damage
- ✓ Theft cover
- ✓ Storm damage
👥
Third Party Only
Basic legal cover protecting against liability to others.
Key Features:
- ✓ Third-party property damage
- ✓ Third-party injury liability
- ✓ Legal costs coverage
🚌
Fleet Cover
Tailored multi-vehicle policies with volume pricing and single-policy management.
Key Features:
- ✓ Multiple vehicles on one policy
- ✓ Volume discounts
- ✓ Fleet driver cover
- ✓ Agreed value
- ✓ Dedicated fleet manager
🧑🤝🧑
Passenger Liability
Specialist cover for operators carrying passengers for hire or reward.
Key Features:
- ✓ Passenger injury claims
- ✓ Public liability
- ✓ Contractual liability
- ✓ Legal defence costs
💰
Agreed Value Cover
Pre-agreed payout amount with no depreciation deductions in the event of a total loss.
Key Features:
- ✓ No market value disputes
- ✓ Guaranteed payout amount
- ✓ New vehicle replacement option
- ✓ Finance gap protection
Quick Comparison
| Coverage Type | Vehicle Damage | Third Party | Fire & Theft | Price |
|---|---|---|---|---|
| Comprehensive | ✓ | ✓ | ✓ | $$$ |
| Third Party Fire & Theft | – | ✓ | ✓ | $$ |
| Third Party Only | – | ✓ | – | $ |
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